Many customers presume that self-storage facilities automatically provide insurance for the items being placed into storage. Although some self-storage facilities don’t require that you have insurance coverage, we do. It makes sense to have adequate replacement coverage in place.
Don’t be lulled into a false sense of well-being because our facility has implemented good security measures or has a smoking ban on site. We do everything we can to avoid theft on our premises with the use of fencing, gates, lighting and security cameras. However, there is little we can do against damages caused by accidents, storms, or other natural disasters.
We recommend you check your insurance options carefully. Your first step should be to consult your homeowners or renters insurance agent to see if the items you plan on storing are covered by your current policy. It may be you are fully covered for items stored away from your residence, or additional coverage may be available to you. Be sure to ask your insurance agent about any policy exclusions, deductible amounts, and coverage limits. While you may be covered through your existing policy, you may find that the insurance available at American Classic Storage provides more specialized coverage with a lower deductible. If you do provide your own insurance coverage, be aware that we will ask for proof of coverage during the rental process.
The insurance coverage available at American Classic Storage has excellent features including a variety of coverage amounts, a wide range of covered perils, and affordable monthly premiums, billed along with your monthly rent. In addition, your goods are covered while in transit to and from our facility when moving in and out. In the event you suffer a loss, our insurance will waive your $100 deductible if your unit was secured with one of our disc locks.
Coverage begins at $2000 for a low $8 monthly premium. Less than 26 cents a day! In today’s world, it’s necessary to insure our cars, our homes, our life, our health, even our cell phones. If you care enough to store your goods, be sure you safeguard them with adequate insurance coverage.
Contact us today to learn more about the insurance program we offer.
